Buy Now Pay Later with Sezzle and Shop Pay

Sezzle and Shop Pay

Split your entire online purchase into 4 interest-free payments, over 6 weeks, and their eligibility check has no impact to credit to your credit. Shop Pay Installments is available for our US customers, and Sezzle is available for our US and Canadian customers.

How Shop Pay works

Add items to your cart
Checkout with Shop Pay
Choose to pay in 4 installments
Your order will be shipped out within 1 business day

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% APR interest, no hidden or late fees, and no impact on your credit score. In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.

How Sezzle works

Add items to your cart
Checkout, and select Sezzle from the payment options
Your payments will be split over 6 weeks
Your order will be shipped out within 1 business day

Simply shop and add items to your cart as normal. Select Sezzle as the payment option in checkout and you'll be redirected to Sezzle to sign up or log in to complete your order. Your order payment will be split into 4 installments, with the first payment due today and the 3 remaining payments due every 2 weeks.

Will Sezzle or Shop Pay affect my credit?

No. If you choose to pay in installments through Sezzle or Shop Pay, checking eligibility has no impact to credit. Neither Sezzle or Affirm (the company behind Shop Pay installments) pull credit scores or report to the credit bureaus.

Are there late fees?

Sezzle charges a late fee of $10.00 if a payment is declined. However, Sezzle will remind you before each payment is due with text and email alerts, and will allow you to reschedule your payment if necessary.

Shop Pay does not charge late fees.

What happens if I need to return all or part of my order that was paid in installments?

If we process a refund, the refunded amount will be returned to your original payment method within 3-10 business days, and your balance will be updated.

If your refund is less than your total purchase balance, it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.

If your refund is more than your purchase balance, the difference will be returned to your original payment method within 3-10 business days.